The 3 things HB 1203 gave you.
Each one is the reason most HOA fines fall apart the moment a properly-cited dispute letter hits the board's desk.
The fine cap.
Individual fines are capped at $100. Cumulative fines max out at $1,000. Anything above that requires explicit authorization in the recorded covenants AND proof the statutory hearing procedure was followed. Most HOAs can produce neither.
Notice and cure.
Before any fine, the HOA must give written notice and a reasonable cure period. Verbal warnings don't count. 24-hour deadlines don't count. A fine without proper notice is procedurally defective and unenforceable.
Pre-suit mediation.
Before the Association can sue you for any of this, they must participate in pre-suit mediation. You can demand it. If they refuse or skip it, the case is dismissable and the homeowner can recover attorney's fees.
How it works.
- 1
Tell us what happened.
A short form: the violation as the HOA described it, the fine amount, the date the notice arrived, anything you've done to cure. Three minutes.
- 2
Pay $99 (or $199 / $349 for done-for-you and escalation).
Flat fee. No contingency. No auto-renewal. Secure Stripe checkout. 30-day refund.
- 3
Get a signature-ready PDF in 60 seconds.
A 4-page legal letter that cites Fla. Stat. §720.305, demands records under §720.303(5), invokes pre-suit mediation under §720.311, and ties each argument to controlling Florida appellate decisions.
- 4
Send by certified mail.
About $9 at the post office. The return receipt is your proof of service. The HOA has 10 business days to respond. Most boards fold without going to mediation.
What you actually pay.
A real estimate: average accumulated HOA fine driving someone to dispute is $1,500.
Hourly billing, $400/hr typical. Letter alone, then more if it escalates.
Until the HOA ignores it. Generic templates miss FL-specific statutes; the board knows.
Florida-specific. Statute-cited. Signature-ready. Refund if it doesn't work.
Florida-instant. Or any-state, hand-researched.
Florida residents get an instant PDF (the statute database is built in). All other states get founder-led legal research within 48 hours.
Letter Kit
You handle the mailing.
- 4-page statute-cited dispute letter (PDF)
- Florida HB 1203 framework + case law
- Demand for records (§720.303(5))
- Pre-suit mediation invocation (§720.311)
- Step-by-step certified mail instructions
- 60-second delivery to your inbox
Done-For-You
We sign and mail it.
- Everything in Letter Kit
- We sign as your authorized agent
- Certified mail handled for you
- USPS tracking + delivery proof
- We forward any HOA response
- Reply review (we tell you what they actually said)
Escalation + Mediation
For boards that won't budge.
- Everything in Done-For-You
- §720.311 pre-suit mediation packet
- 30-day follow-up letter (if silent)
- Pre-suit notice preparation
- Recovery of attorney's fees argued
- Direct line to founder for the duration
Any-State Research
Founder researches your state.
- I personally research your state's HOA statute
- State-specific case law citations
- Adapted from the Florida framework
- Delivered within 48 hours
- Email Q&A while I draft
- Same 30-day refund guarantee
30-day refund on all tiers. No subscription. No upsells. No "savings cut."
Frequently asked questions.
The 10-business-day clock has already started.
Florida HOAs are required to respond to your formal dispute within ten business days of receipt. The sooner you mail it, the sooner the fine stops compounding.
Generate my dispute letterStripe checkout · 30-day refund · No account required